loan options

Mortgages 101: Understanding Your Options in Today’s Housing Market

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Navigating the housing market can be daunting for first-time buyers. Understanding mortgages is essential. This article breaks down mortgage fundamentals, types available, current market trends, and tips for securing the best deal to help you make informed decisions.

What You Need to Know Before Committing to a No Down Payment Mortgage

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A no down payment mortgage allows buyers to finance 100% of their home’s price, appealing for first-time buyers with limited savings. While these loans remove the need for an initial cash payment, they come with risks, including higher monthly payments and potential negative equity.